Personal Contract Purchase (PCP) finance is a common way to fund vehicles in the UK. However, some agreements may be considered mis-sold if commission payments influenced the interest rate without being properly disclosed. Mis-sold car finance PCP claims focus on fairness, transparency, and whether consumers were given enough information to make informed decisions. Potential refunds vary...

Car finance mis-selling often relates to undisclosed commission arrangements within Personal Contract Purchase (PCP) agreements. In some cases, these commissions may have influenced the interest rate applied, leading consumers to pay more for their vehicle finance than they otherwise would have. Under UK regulations, financial products must be presented in a clear, fair, and transparent way so...