Getting a loan on a ₹20,000 monthly salary is possible through financial institutions that offer tailored personal loans for low-income individuals. While loan amounts may be limited, responsible repayment history and a stable job can boost your eligibility. These loans can help with medical bills, utility payments, or unexpected expenses. Consider lenders that specialize in microloans or personal credit for salaried individuals with modest incomes. https://www.mymudra.com/loan/personal-loan-on-20000-salary